Terms of Services

Last Updated: [January 17, 2026]

1. INTRODUCTION

Welcome to All CMA (accessible via allcma.com, the “Website”), operated by Skyian LLC (“we,” “us,” “our,” or the “Company”). These Terms of Service (“Terms,” “Agreement”) govern your access to and use of our platform, including our educational content, Certified Medical Assistant (CMA) practice tests, video lectures, study guides, and AI-driven support tools.

Skyian LLC is a private company registered in Wyoming, United States. Our principal place of business is:
30 N GOULD ST STE R
SHERIDAN, WY 82801
USA

For any inquiries regarding these Terms, please contact us at [email protected].

PLEASE READ THESE TERMS CAREFULLY. By accessing or using All CMA, you agree to be bound by this Agreement. If you do not agree to these Terms, you may not access our content or services.

IMPORTANT EDUCATIONAL DISCLAIMER:
All CMA is an independent educational platform and is not affiliated with, endorsed by, or connected to the American Association of Medical Assistants (AAMA), the National Center for Competency Testing (NCCT), or any other government agency or official certification body. While we strive to provide accurate and up-to-date preparatory material, our services are for educational purposes only and do not constitute official certification or licensing. Passing our practice tests does not guarantee you will pass your official CMA examination.

2. ACCEPTANCE OF AGREEMENT

2.1 Account Registration
To access premium features, you must register for an account. You agree to provide:

  • Your legal first and last name.
  • A valid, working email address.
  • A secure password.

You are responsible for maintaining the accuracy of this information. We reserve the right to suspend accounts with inaccurate or fraudulent details.

2.2 Age and Eligibility
By using All CMA, you represent that:

  • You are at least 18 years of age.
  • You have the legal capacity to enter into a binding agreement.
  • You are not prohibited from receiving educational services under the laws of your jurisdiction.

2.3 Account Security and Usage
You are solely responsible for maintaining the confidentiality of your password and for all activities that occur under your account.

  • Single User Policy: Each account is for one individual user only. Sharing your login credentials, selling access, or allowing multiple users to access your account is a violation of these Terms and may result in immediate termination without refund.
  • Notification: You agree to notify us immediately at [email protected] if you suspect any unauthorized use of your account.

2.4 Right to Refuse Service
All CMA reserves the right to refuse service, terminate accounts, or remove content at our sole discretion, without prior notice, for any reason, including but not limited to violation of these Terms or disruptive behavior.

3. LIMITED USE LICENSE

3.1 License Grant
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, and revocable license to:

  • Access and view the Website for personal, non-commercial educational purposes.
  • Download or print materials for your individual study use during your active subscription period.

3.2 Restrictions
You agree NOT to:

  • Copy or Distribute: Reproduce, distribute, transmit, sell, or resell any content, practice questions, or study guides obtained from All CMA.
  • Commercial Use: Use the content to create competing educational products or for classroom training without a specific enterprise agreement.
  • Data Mining: Use bots, scrapers, or automated tools to harvest data or content from the Website.
  • Circvention: Attempt to bypass security measures or access restrictions.

3.3 Termination of License
We may revoke this license immediately if you violate these Terms. Upon termination, you must destroy all downloaded materials.

4. PREMIUM SERVICES AND SUBSCRIPTIONS

4.1 Service Description
All CMA offers premium educational packages designed to assist candidates preparing for the CMA exam. These include practice question banks, simulated exams, video tutorials, and AI study assistance. Content is subject to change and improvement to ensure alignment with current exam standards.

4.2 Subscription Periods
We offer various access periods (e.g., 7-Day, 30-Day, 90-Day). Access begins immediately upon successful payment and expires automatically at the end of the purchased period. Access periods are non-transferable and non-extendable.

4.3 Payment Terms

  • All payments are processed securely via Stripe. We do not store your credit card details directly.
  • Fees are quoted in US Dollars. You are responsible for any applicable taxes.
  • By subscribing, you authorize us to charge the selected payment method for the one-time purchase or recurring subscription (if applicable).

4.4 Service Delivery
We strive for 100% uptime. However, we do not guarantee uninterrupted access due to maintenance or technical issues beyond our control. You are responsible for ensuring your own internet connection and hardware compatibility.

5. REFUND AND CANCELLATION POLICY

5.1 Pass Guarantee
All CMA offers a Pass Guarantee program subject to specific eligibility requirements. Full details regarding eligibility and the claim process are available at: https://allcma.com/pass-guarantee/.

5.2 Strict No-Refund Policy
Due to the immediate and irrevocable nature of digital access, all sales are final.
We do not offer refunds for:

  • Unused portions of an access period.
  • Dissatisfaction with the content or difficulty level.
  • Technical issues on the user’s device or internet connection.
  • Change of mind or inability to complete the course.
  • Exceptions: Refunds are only processed if explicitly required by the Pass Guarantee or mandated by applicable law.

5.3 Account Termination
We reserve the right to suspend or ban accounts for violations of these Terms (e.g., account sharing, credit card fraud, abuse). In such cases, no refunds will be issued, and access will be revoked immediately.

6. DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY

6.1 “As Is” Disclaimer
The Website and services are provided on an “as is” and “as available” basis. We make no warranties regarding:

  • The accuracy, completeness, or reliability of the content.
  • The results you will achieve on your actual CMA exam.
  • Uninterrupted or error-free operation of the Website.

6.2 Educational Outcomes
While All CMA uses advanced methods to prepare you, we cannot guarantee you will pass any certification exam. Your success depends on your individual effort, prior knowledge, and study habits. We are not responsible for any employment decisions made by third parties based on your use of our platform.

6.3 Limitation of Liability
To the fullest extent permitted by law, Skyian LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits or data, resulting from your use or inability to use the Website. Our total liability to you shall not exceed the amount you paid for the service in the three (3) months prior to the claim.

6.4 Indemnification
You agree to indemnify and hold harmless Skyian LLC, its officers, and agents from any claims arising from your violation of these Terms, your misuse of the service, or your infringement of any third-party rights.

7. INTELLECTUAL PROPERTY

7.1 Ownership
All content on All CMA, including text, graphics, logos, images, software, and practice questions, is the exclusive property of Skyian LLC or its licensors and is protected by copyright and trademark laws.

7.2 Trademarks
The All CMA name, logo, and related branding are trademarks of Skyian LLC. You may not use these marks without our express written permission.

7.3 User Content
If you submit feedback, comments, or suggestions to us, you grant us a perpetual, royalty-free license to use that material for the purpose of improving our services.

8. THIRD-PARTY CONTENT AND LINKS

Our Website may contain links to third-party resources, such as official certification boards or study materials. We do not endorse or control these sites and are not responsible for their content or privacy practices. Visiting these links is at your own risk.

9. DISPUTE RESOLUTION AND GOVERNING LAW

9.1 Governing Law
These Terms are governed by the laws of the State of Wyoming, United States, without regard to its conflict of law principles.

9.2 Dispute Resolution
Any disputes arising from these Terms shall be resolved in the state or federal courts located in Casper, Wyoming. You consent to the personal jurisdiction of these courts. The prevailing party in any dispute shall be entitled to recover reasonable attorneys’ fees.

10. GENERAL PROVISIONS

10.1 Electronic Communications
You agree to receive communications from us electronically. We may send you emails regarding your account, security, or marketing updates (which you may opt out of).

10.2 Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

10.3 Modifications
We reserve the right to modify these Terms at any time. We will notify users of material changes by posting an update on the Website. Your continued use of the service after such changes constitutes acceptance of the new Terms.

10.4 Contact Information
For questions regarding these Terms, please contact us at:

All CMA / Skyian LLC
30 N GOULD ST STE R
SHERIDAN, WY 82801
USA

Email: [email protected]
Website: allcma.com